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Roof replacement 20 years.
An asphalt shingle roof should last between 20 and 30 years says claude.
For example if your roof is 25 000 new and is 15 years old on the date of a claim and the insurance company attributes a rate depreciation of 1000 per year on the roof then they will subtract the depreciation from the value of the new roof and only pay you the.
Actual cash value will give you the depreciated value at the time of the loss on your roof.
If your policy is for rcv your insurance company will pay the replacement cost value of your roof at the time of a covered loss.
If you have a 40 year old roof there could be a problem even if it looks.
If the insurance company s offer won t pay for a replacement roof of the same quality a good contractor will be your advocate.
This means the replacement cost value minus your deductible.
A 20 year old roof or older might only result in an insurer reimbursing you for what an older roof is worth at the time of the damage after decades of wear and tear.
15 000 cost of doe s roof ten years ago.
Roofing plus has over 20 years of experience with roof replacement in san diego ca.
With over 1 000 projects completed you can trust your roof replacement from start to finish to the experts at roofing plus.
They will contact your insurer and press for more money to do the job right.
After 15 to 20 years of keeping rain snow and squirrels out of your hair your roof likely will need to be replaced maybe sooner if you live in an area prone to bad weather.
A damaged 10 year old roof will likely get coverage for a full replacement.