Roof Leak Should I File A Claim

If the roof damage is from vandalism be sure to file a police report before contacting your insurance company.

Roof leak should i file a claim.

Your homeowners insurance policy generally covers roof leaks and other damages to your roof as long as the cause of the damage is not specifically excluded by your policy. A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business. When you go to file a roof replacement claim with your insurance company having a written report completed by established roofing contractors can act as evidence. It makes perfect sense and is well within your policy guidelines.

But before you make your decision on filing seek the advice of a dependable roof repair contractor. Before making a claim for roof damage as with any claim make sure to consider your home insurance policy s deductibles to determine whether filing a claim makes the best financial sense. If you have questions about your roof and or an insurance claim please contact us. This is partnering with adjusters you trust as well as an experienced and trustworthy roofing contractor is essential not only for your property but for your home or business.

Once the contractor inspects your roof they ll provide you with a written report and their recommendations. Save receipts for repairs. You don t have to break any rules to be fired by your insurance company. A trustworthy contractor will never recommend a roof replacement when repairs suffice.

In addition any time you file a claim the cost of your policy. If the damage is found to not be covered by your insurance you already have a working relationship with a reputable roof repair company that you can contact for services. File an insurance claim to fix the roof leak as soon as possible. Review your deductible so you know what you have to work with before a claim is your only choice.

Do not let several days or weeks pass by before you file a roofing insurance claim. Pro roofing siding has earned numerous awards for its remarkable service and expertise. Just because you can file an insurance claim for leaking roof inexperienced homeowners might find it tempting to file a claim whenever their policy will cover the damage. Submitting this paperwork is what initiates the claim process.

When a storm hits your area always assume that your roof has been affected. The insurance company can provide you with the paperwork you need to file a claim. The problem is your insurance company might decide you re too big of a risk and will terminate your coverage.